Northstar

SURVEYING, INC. 

INTEGRITY & EXCELLENCE SINCE 1979

 SELECTING A LAND SURVEYOR

company EMAIL

Purpose of a Flood Elevation Certificate:

Buildings in special flood hazard areas shown on Flood insurance Rate Maps (FIRMs) may be damaged when flooding occurs. Some buildings flood frequently, while others get damaged by only the more severe events. If your home is in the 1 per cent annual chance floodplain, it has a 26 per cent chance of getting flooded over a 30-year period. This means it is about five times more likely to get damaged by flood than by a severe fire. An elevation certificate is a form of the National Flood Insurance Program to verify the risk of exposure to flood hazard. The certificate shows the elevations of the first floor, foundation, and surrounding land. It also shows the base flood elevation, i.e., the elevation of flood water calculated to occur during a 100-year flood. If you are within the mapped floodplain, but believe that your home may be elevated above the Base Flood Elevation, you should consider obtaining an Elevation Certificate.

Key Benefits:

• May Find Yourself At Reduced Risk And Lower Your Flood Insurance Rate.
• If Obtaining A Flood Certificate Pre-Construction You Can Locate Your Structure Above Base Flood Elevation.

Capabilities:

 The surveyor usually provides a Certificate of his findings in the field and how the flood plain impacts your property. Insurance companies will determine if you will need to acquire flood insurance for your property based in this information. It may be that they determine that your property is in such a position that they will not give you flood plain insurance.

Reference Accounts:

Reference 1

Pre-Construction Elevation Was Supplied To Build Structure Above Flood Plane. (Linn County)

Reference 2

 

New Acquisition: Client Lives Along Dixon Creek (Corvallis, OR.) Needed Certificate To Acquire Flood Insurance.

 

[ Home ] [ Up ]

Send mail to webmaster with questions or comments about this web site.
Copyright © 2008 Northstar Surveying Inc.
Last modified: 11/24/08 Thomas McGee